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Risk Business Partner Analyst (Corp Functions) at Visa
London, United Kingdom


Job Descrption

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Fascinated by the future and captivated by technology?

Smart, driven and want to make a difference in the world?

As the world’s leader in digital payments technology, Visa’s mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s relentless focus on innovation is a catalyst for the rapid growth of digital commerce on any device for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You’re an Individual. We’re the team for you. Together, let’s transform the way the world pays.

What’s it all about

The PPSR, Risk Business Partner & Strategy team protects the business as the second line of defence but also ensures strategic initiatives support the delivery of Visa’s Strategy and Risk Europe's objectives, focused Visa Europe Limited’s (VEL) growth objectives. Achieved by. 

The Three Lines of Defence (3LoD) model adopted by Visa drives accountability for managing risk within the business while having a specialized Second Line of Defence (SLOD) risk management function that provides independent risk oversight. As a SLOD function the PPSR, Risk Business Partner & Strategy team oversees Visa’s risk profile, provides challenge to the First Line business functions who are responsible to manage Visa’s risks, and supports oversight by Visa’s senior management, the board and the regulators.

The Risk Business Partner Analyst will be critical in supporting and collaborating with the team in supporting large corporate functions as well as leading smaller corporate functions in the identification, mitigation and monitoring of risks associated to VEL growth objectives.

What we expect of you, day to day:

  • Work with the wider PPSR team to engage and support the Visa Europe business areas and functions to identify, assess, mitigate and manage their risks
  • Support the execution of risk assessments across multiple corporate functions
  • Support the Senior Manager to provide second line of defense (SLOD) oversight through constructive challenge to ensure First Line of Defence (FLOD) risk management is effectively embedded
  • Support the Senior Manager in embedding of Visa Europe’s enterprise risk management framework, including recommending changes and enhancements to enterprise-wide processes to strengthen risk management capabilities
  • Produce timely and effective management information and analysis to help inform key business and risk decisions
  • Support the Senior Manager in contribute to the supervisory engagement and provide responses on risk related matters through effective engagement with the Regulatory Risk team
  • Develop effective partnerships with various Risk functions including Ecosystem Risk, Risk Advisors & Credit Settlement Risk to identify, manage and mitigate risks impacting the enterprise

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

What we’re after…

  • Self-starter with a demonstrated ability to achieve results as part of an effective team, and ability to effectively prioritize and multi-task under deadlines. Ability to identify and pursue multiple initiatives simultaneously and deliver superior results.
  • Strong interpersonal skills and proven abilities in negotiating with and influencing customers and staff at all levels.
  • Excellent time management, organisation, and planning skills are essential, with strong project / program management skills.
  • Excellent written, oral and presentation skills and an ability to synthesize complex and technical information into clear recommendations on course of action.
  • Expertise in performing risk assessments of strategic initiatives, including M&A.
  • Detail orientation and strong analytical skills.
  • Knowledge and understanding of risk management practices: experience in identifying, assessing, managing and reporting risk, gained across different risk types.
  • Control function experience (Finance, Risk & Regulatory, Legal, Compliance).
  • Experience in the finance sector – such as a major financial institution or payment card company is desirable but not essential.
  • Business acumen, understanding of the payments industry, payment products and services, and of wider economic/competitive landscape (fintech).

Personal characteristics

  • A trusted adviser who: Provides effective constructive challenge. Consults, as appropriate, on key risk management initiatives.
  • Proven ability to collaborate successfully within a matrix organization.
  • Intellectual rigour and business acumen needed to make sound judgements and handle complex situations and information.
  • A strong team player with the ability to build and maintain effective partnerships across the organisation.
  • A questioning mind that proactively looks for pragmatic and innovative approaches to issues.
  • Takes full ownership of assigned responsibilities, and driven to go beyond the minimum requirements, not a check-the-box mentality.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.


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