Role: Business Relationship Manager

Location: Northern Ireland (Various)

This role is being offered on a Permanent basis.

• Are you comfortable helping customers achieve their dreams and ambitions via responsible lending?
• Have you skills and experience in the lending lifecycle from origination to repayment, including deal triage and structuring?
• Are you interested in assisting the learning and development of next generation of bank lenders?

About the Role:

Tasked with delivery of highest levels of service to our borrowing business customer base (lending exposure <£10m), through delivery of lending products tailored to their needs, maintaining a robust monitoring and control environment across the portfolio and provide the highest standards of customer service.

Key Responsibilities Include:

• Completing new money deals for personal and business customers operating across a broad range of sectors.

• Engage directly with customers on their applications to develop understanding of their business and undertake financial analysis to make informed lending recommendations.

• Support the management of the portfolio from a credit management and risk perspective, focusing on annual reviews, covenant monitoring, referrals and excess management.
• Support the training and development of junior members of the team, with a focus on credit lending skills and report writing

What you will bring:

• Proven track record in Business Customer relationship management experience
• Proven Credit ability, with experience commensurate with the ability to critically assess and structure new lending applications
• Ability to work either individually or as part of a team in order to execute a strategic plan which delivers and sustains growth, winning and retaining new and existing business customers
• Ability to work flexibly across a variety of locations
• Excellent communication skills, both in writing and verbally using a variety of methods (Word/Excel/Powerpoint)

Life at AIB

At AIB, we have a clear purpose - to back our customers to achieve their dreams and ambitions. We want to be at the heart of our customers’ financial lives by giving them an exceptional experience. That goes for our employees too.

We are building a culture that breaks the conventions of what our customer and employees expect of a bank.

We are committed to offering our colleagues choice and flexibility in how we work and live.  Our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.  More details on our hybrid working arrangements and expected office attendance for your role will be provided to you during the recruitment process.

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We celebrate diversity and believe in a culture of inclusion where all our employees can succeed. We welcome applications from people of diverse backgrounds and abilities. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at careers@aib.ie.

If you feel you have what it takes, click apply and fill in the online application form. If you would like more information please contact the Talent Acquisition Team at careers@aib.ie

By when?  Closing date is Friday 10th May 2024

Disclaimer:

Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.