At Popular, we offer a wide variety of services and financial solutions to serve our communities in Puerto Rico, United States & Virgin Islands. As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; this is why we value their diverse skills, experiences and backgrounds.
Are you ready for a rewarding career?
Over 8,000 people in Puerto Rico, United States and Virgin Islands work at Popular.
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Commercial Credit - Florida
Examines, underwrites and evaluates loans in several industry segments and larger and more complex transactions. Approves or recommends approval of customer applications for lines of credit, commercial and industrial loans, real estate loans (multifamily, commercial, and construction), by performing the following duties.
In this position, you will:
- Analyze and assess applicant financial status, strengths, credit, industry, and property evaluation to determine feasibility of granting loan
- Spread financials and perform projections and/or proformas as well as sensitivity analysis
- Review and assess supporting reports related to the transactions, such as appraisals, environmental, inspections, field audits, plan and cost reviews, etc.
- Work with Portfolio Manager and Relationship Manager to obtain necessary information. Give Relationship Manager feedback on issues and negotiate potential structures and resolutions
- Manage multiple deals at the same time. Go on joint calls with Relationship Manager
- Approve loans within specified limits or refer loans to person with appropriate lending authority for approval
- Cross train other analysts, support prescreening of new deals
To be considered, you will need:
- Bachelor's degree in Finance, Accounting, Business Administration or other relevant major from four-year college or university
- Seven to ten years related experience
Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.
If you have a disability and need assistance with the application process, please contact us at asesorialaboral@popular.com. This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide reasonable accommodations. Any other correspondence will not receive a response.
As a leading financial institution in the communities we serve, we reaffirm our commitment to always offer essential financial services and solutions for our customers, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.
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Popular is an Equal Opportunity Employer
Learn more about us at www.popular.com and keep updated with our latest job postings at https://jobs.popular.com/usa/.
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